Fire and allied perils Insurance
This insurance provides indemnity for material loss or damage to Buildings and/or Contents caused by: Fire, Lightning, and Explosion.
- Possible Extensions (Extended Perils): The standard fire policy may be extended to cover additional perils, including:
- Glass breakage / Earthquake & volcanic eruption
- Natural disasters (Storm, wind, hurricane, tempest, flood & tornado)
- Riot, strike, malicious damage
- Impact (vehicle, aircraft, animal, etc.)
- Theft / burglary / Bush fire & Water damage (burst pipe)
- Subsidence and spontaneous combustion
- Liability to neighbors’ property due to fire damage
- Business interruption after fire and allied perils, etc.
Who Needs It? Property owners, homeowners, and businesses that need comprehensive coverage beyond basic fire protection.
